Buy crypto, pay any bill, buy and sell gift cards, lock money away and spend with a card. Fast, secure, and made for Nigeria.
No more juggling apps. Paymonetra puts every way you move money in one place.
Buy, sell and swap in naira
Lock money away
Buy and sell
Virtual and physical
Every network, instantly
DSTV, GOTV, Startimes
Tokens in seconds
Top up any wallet
Free account number
One balance for it all
Bitcoin, Ethereum, USDT and more, at live rates and settled straight into your wallet. No P2P haggling, no external apps.
Lock an amount until a date you choose, or set a target and let it build a little at a time. It comes back in full on your date.
No interest is paid on savings. This is discipline, not return, and we would rather say so than dress it up.
Explore savings
Airtime, data, TV and electricity, paid instantly. Any network, any provider, no queues.
Hundreds of brands to buy, delivered in seconds. And a desk that buys cards back from you, paid straight into your wallet.
Create a virtual card for online shopping and subscriptions, or carry a physical card for everyday spend. Freeze and control it all in-app.
Give every payment its own account number, or take USDT and settle in naira. Confirmed in seconds, settled on the schedule you choose.
Grab Paymonetra free from Google Play or the App Store.
A quick, secure check unlocks everything the app can do.
Fund your wallet and move money however you need.
Your money and your data are protected at every step, with bank-grade security and independent oversight.
Funds are held with CBN licensed, NDIC insured partner banks, and card infrastructure is PCI-DSS compliant.
Your data is encrypted end to end.
Only you get in, with Face or fingerprint.
Transactions are confirmed with your PIN.
A team that answers, whenever you need it.
“Bought USDT and paid my DSTV in the same app. Under a minute.”
“The rates are honest and the money hits instantly. I stopped using three other apps.”
“Virtual card just works for my subscriptions. No stress.”
“Data top-up is so fast I do it while walking. Love it.”
“Bought USDT and paid my DSTV in the same app. Under a minute.”
“The rates are honest and the money hits instantly. I stopped using three other apps.”
“Virtual card just works for my subscriptions. No stress.”
“Data top-up is so fast I do it while walking. Love it.”
“Swapped ETH to USDT to dodge a dip. Felt like a pro.”
“Sent a gift card to my cousin abroad in seconds.”
“Electricity token before the light even blinked. Brilliant.”
“Everything in one place finally. This is the one.”
“Swapped ETH to USDT to dodge a dip. Felt like a pro.”
“Sent a gift card to my cousin abroad in seconds.”
“Electricity token before the light even blinked. Brilliant.”
“Everything in one place finally. This is the one.”
Download Paymonetra and do it all. Crypto, savings, bills, gift cards and cards, in minutes.